Mortgage & Home Loans

StarYour Home. Your Future.Star

Mortgage Solutions for Homebuyers

Whether you're buying your first home, upgrading to your dream house, or refinancing to lower your rate, Westwind Trust Alliance offers competitive mortgage options with personalized service and fast approvals. 10 years of trusted home financing.

Low Rates
Dedicated Support
Fast Closing
Mortgage & Home Loans

Estimate Your Monthly Mortgage Payment

Use our calculator to see what your monthly payment might look like based on home price, down payment, and interest rate.

This estimate includes principal, interest, taxes, and insurance (PITI).

$300,000

$60,000 (20%)

6.5%

Estimated Monthly Payment

$1,516

Principal & Interest + Estimated Taxes & Insurance

Refinance Your Home
StarRefinance & SaveStar

Lower Your Rate. Reduce Your Payment.

If you bought your home when rates were higher, refinancing could save you hundreds each month. Westwind Trust Alliance offers rate-and-term refinance, cash-out refinance, and FHA/VA streamline options.

  • Check Lower your interest rate by 0.5% or more
  • Check Switch from adjustable to fixed rate
  • Check Cash out for home improvements or debt consolidation
  • Check No appraisal required for some streamline options
Check Refinance Savings
First Time Homebuyer
Vector shape
StarFirst-Time HomebuyerStar

Your First Home is Closer Than You Think

We specialize in helping first-time buyers navigate the mortgage process. From down payment assistance programs to low-down-payment options, we'll help you become a homeowner.

3% Down Conventional

Low down payment option

Down Payment Assistance

Grants available

Homebuyer Education

Free online courses

Pre-Approval in 24 Hours

Shop with confidence
Start Your Journey

Current Mortgage Rates

Sample rates as of today — subject to change based on market conditions

Loan TypeInterest RateAPRMonthly Payment*
30-Year Fixed6.50%6.62%$1,896
15-Year Fixed5.75%5.89%$2,488
5/1 ARM6.25%6.85%$1,846
FHA 30-Year Fixed6.25%6.95%$1,846
VA 30-Year Fixed6.00%6.20%$1,798
USDA 30-Year Fixed6.25%6.40%$1,846

*Estimated monthly payment for a $300,000 loan amount. Actual payment varies based on property taxes and insurance.

Easy Mortgage Process
StarSimple ProcessStar

Your Mortgage Journey in 4 Easy Steps

We've simplified the mortgage process so you can focus on finding your dream home, not filling out paperwork.

1

Get Pre-Approved

Complete our online application (15 minutes). Receive pre-approval letter within 24 hours.

2

Find Your Home

Shop with confidence knowing your budget. Make an offer with pre-approval in hand.

3

Lock Your Rate & Close

We'll handle underwriting, appraisal, and closing coordination. You'll close in 30-45 days.

Get Pre-Approved Now

Fast Closings

As fast as 21 days

Apply for Mortgage

Ready to Buy or Refinance Your Home?

Talk to a mortgage specialist today. Call us at +1 (337) 230-2816 or email info@westwindtrust.com. We'll help you understand your options and get pre-approved — no obligation.