Getting behind the wheel of your dream car shouldn't break the bank. At Westwind Trust Alliance, we offer competitive auto loan rates for new and used vehicles, refinancing options, and lease buyouts. With 10 years of trusted banking service, applicants receive fast approvals and dedicated support.
Whether you're buying from a dealership, a private seller, or refinancing an existing loan, our auto loans come with flexible terms, no prepayment penalties, and rates that save you money. Apply online in minutes and get pre-approved before you shop.
New car, used car, or refinance — we have an auto loan option for you. Plus, existing customers with checking or savings accounts qualify for an additional 0.25% rate discount.
Get pre-approved before you visit the dealership. With a pre-approval in hand, you'll know exactly how much you can spend and what your monthly payment will be. Plus, you'll have negotiating power — dealerships know you have financing ready.
Our online application takes less than 5 minutes. Most applicants receive a decision within 24 hours. Funds can be available the same day for approved applicants.
Save Money
We offer some of the most competitive auto loan rates available. Plus, our dedicated service means you'll work with someone who understands your needs — not a call center.
Rates as low as 5.49% APR for new cars No application fees or hidden charges Flexible payment options — weekly, bi-weekly, or monthly Gap insurance available for added protectionEstimate your monthly payment before you apply
$35,000
$5,000
6.99% APR
Estimated Monthly Payment
$580
Rates shown are for qualified borrowers. Actual rate depends on credit history and vehicle age.
Get Pre-Approved
Refinance & Save
If you're paying more than 7% on your current auto loan, refinancing could save you thousands. We'll pay off your existing loan and start a new one with a lower rate and better terms.
Find the right financing for your vehicle
| Feature | New Car | Used Car | Refinance |
|---|---|---|---|
| Starting APR | 5.49% | 6.49% | 5.99% |
| Vehicle Age | Current or prior year | 2015-2023 | Up to 10 years old |
| Max Loan Amount | 120% of value | 110% of value | Up to current payoff |
| Term Length | 24-84 months | 24-72 months | 24-72 months |
| Prepayment Penalty | None | None | None |
| Rate Discount | 0.25% with auto-pay | 0.25% with auto-pay | 0.25% with auto-pay |
Shop with Confidence
Walk into any dealership with negotiating power. Pre-approval tells dealers you're a serious buyer with financing already arranged. Here's how it works:
Basic information about you and the vehicle you're considering
Usually within 24 hours, often same day
Find your car, and we'll handle the rest
Drivers Trust Us
Apply for an auto loan or get pre-approved today. Call us at +1 (337) 230-2816 or email info@westwindtrust.com. No impact to your credit score until you submit your full application.
